A Real Client Story Below

It's Not If You're Targeted. It's When.

Get your instant cyber insurance estimate below. Then keep reading to see what happened when two similar Manitoba businesses faced the exact same scam — and why only one of them walked away whole.

It takes minutes, not a mountain of paperwork.

Only 9% of small and medium Canadian businesses carry a dedicated cyber policy — will you be one of them?

Tell us about your business

Number of employees —
1500+
Annual revenue —
$50K$25M+
Coverage limit
Estimate only — final pricing is confirmed after a short underwriting review with our cyber team at CFC/Coalition. Actual pricing varies by industry and risk class.

Estimated annual premium

$0 /year
Includes $185 annual policy fee
Your business profile is larger than our standard online estimator covers well. Request a callback and we'll build a custom cyber program with CFC's enterprise team.
  • Incident Response and Forensics$1,000,000
  • Cyber Crime (fraud, invoice, ransomware)
  • Business Interruption and RecoveryIncluded
  • Regulatory Fines and LiabilityIncluded
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Cyber Insurance Quote Form

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Keep reading: "Two Businesses. Same Scam. Two Outcomes." ↓
Eligibility snapshot: to bind a policy your business generally must not have experienced a cyber event resulting in a direct financial loss over CAD $10,000 in the past three years, must not have had legal or regulatory action arising from a cyber event in the past five years, and must not be directly involved in the cannabis or cryptocurrency industries. Final eligibility is confirmed during underwriting.
A Real Client Story

Two Businesses. Same Scam. Two Outcomes.

Two Manitoba businesses — similar size, same fully managed IT provider — were targeted by the exact same social engineering scam within weeks of each other. Fraudsters posed as a trusted supplier, requested a change to payment or shipping details, and both companies' teams believed everything checked out. It looked routine. It wasn't.

No Cyber Policy

No safety net

Their loss — in the tens of thousands — came straight out of their own pocket. No recovery. No cheque. Just the bill.

Had Cyber Coverage

Claim filed, business moved on

They reported the incident right away. Their insurer stepped in, covered the loss, and cut them a cheque for tens of thousands of dollars.

Same scam. Same "trusted" IT provider. Same size of loss. Only one business walked away whole.

"But our IT company has us covered."

A great IT provider is your defense — firewalls, monitoring, training. But even the best defense doesn't refund stolen money once it's gone.

Cyber insurance isn't a replacement for good IT. It's the financial safety net for when someone still gets through — and someone almost always eventually does.

Ask yourself: would your business survive writing that cheque yourself?

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